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HOW DOES THE RELATIONSHIP BETWEEN ECONOMIC GROWTH AND BANK EFFICIENCY? EVIDENCE FROM ASEAN COUNTRIES |
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| รหัสดีโอไอ | |
| Creator | Toan Ngoc Bui |
| Title | HOW DOES THE RELATIONSHIP BETWEEN ECONOMIC GROWTH AND BANK EFFICIENCY? EVIDENCE FROM ASEAN COUNTRIES |
| Contributor | - |
| Publisher | TuEngr Group |
| Publication Year | 2563 |
| Journal Title | International Transaction Journal of Engineering, Management, & Applied Sciences & Technologies |
| Journal Vol. | 11 |
| Journal No. | 7 |
| Page no. | 11A07F: 1-10 |
| Keyword | Banking system, Financial development, GDP growth, GMM, bank return on assets (ROA), bank return on equity (ROE), bank net interest margin (NIM), bank lending-deposit spread (LD). |
| URL Website | http://TuEngr.com/Vol11_7.html |
| Website title | ITJEMAST V11(7) 2020 @ TuEngr.com |
| ISSN | 2228-9860 |
| Abstract | This article examines the relationship between economic growth and bank efficiency in ASEAN countries for 2004-2017. The Generalized Method of Moment (GMM) is used to estimate the study model. Based on the World Bank's financial development indicators, this article measures the bank efficiency through four indicators, including bank return on assets (ROA), bank return on equity (ROE), bank net interest margin (NIM), bank lending-deposit spread (LD). This measure has a great advantage when considering the bank efficiency in many different aspects, instead of just looking at the bank efficiency from a single perspective, or the development of the banking system through the amount of credit provided to the economy as mentioned in the previous studies, which is a new feature of this study compared to the previous studies. The study results reveal a positive relationship between bank efficiency and economic growth. This study results are the first empirical evidence on such a relationship between economic growth and bank efficiency in ASEAN countries. This study vital results, ASEAN countries will have the basis to propose the policies to promote the development of the banking system associated with economic growth more effectively and sustainably. |
