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Factors Affecting Saving of Households in Hora Village, Hora Subdistrict, At Samat District, Roi Et Province |
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| รหัสดีโอไอ | |
| Creator | Sasithon Chaithongrat |
| Title | Factors Affecting Saving of Households in Hora Village, Hora Subdistrict, At Samat District, Roi Et Province |
| Contributor | Sureeporn Khotchum, Kunteera Arsasri |
| Publisher | DR.KEN Institute of Academic Development and Promotion. |
| Publication Year | 2564 |
| Journal Title | International Journal of Sociologies and Anthropologies Science Reviews (IJSASR) |
| Journal Vol. | 1 |
| Journal No. | 2 |
| Page no. | 37_52 |
| Keyword | Factors, Saving of Households |
| URL Website | https://so07.tci-thaijo.org/index.php/IJSASR/issue/view/34 |
| Website title | https://so07.tci-thaijo.org/index.php/IJSASR/article/view/95 |
| ISSN | 2774-0366 |
| Abstract | Saving is another form of financial allocation planning, accumulating money or saving money, giving savers a stable income stream for consumption-consumption or collecting highly liquid assets. Quickly turn into cash. The objectives of this research (1) were to study the saving behavior of households. (2) To study the factors affecting the amount of household savings. The study was conducted at Hora Village, Hora Sub-district, At Samart District, Roi Et Province. The sample size of this research was determined by Taro Yamane's method with an error of 0.05. The sample size was 119 households. This study used Questioniare as a tool for collecting household savings data. Descriptive statistics are used for analysis of variables to find the distribution of frequency, percentage, age, mean, standard deviation, maximum and minimum values ??in the characterization of each sample variable. The analysis of economic factors found that most of them were agricultural occupations of 70 households representing 58.8%, followed by trading/business-personal occupations of 26 households representing 21.8%, Occupation in general, 11 households, accounting for 10.1%. Household income The lowest household income (MIN) is 28,000 baht and the highest household income (MAX) is 900,000 baht, the average household income. is 311,203.87 baht, and the standard deviation is 229,438.44.Household expenditure has the lowest household expenditure (MIN) is 18,900.00 baht, and the highest household expenditure (MAX) is 730,000.00 baht, the average household income is 236,343.70 baht and the standard deviation is 188,955.46. The frequency of savings was mainly with regular savings of 25.00 households, accounting for 21.00%, followed by occasional savings of 54.00 households, 54.40%, and infrequent savings of 40.00 households, representing 33.6%. Most of the savings' objectives were for use in old age illnesses of 90.00 households, representing 45.20%, followed by education for children/children of 84.00 households, representing 42.00%, and for occupational capital of 24.00 households. is 12.10%. Household savings The lowest household savings (MIN) is 1,000.00 baht and the highest household savings (MAX) is 710,000.00 baht, the average household income is 84,157.14 baht and the standard deviation is 96,440.88. Factors that significantly affect household savings received 0.05 Including income, and expenses. The variables that had no significant effect on household savings, 0.05, were number of household members, household occupation, and debt. |
