Financial Literacy of New-Generation Teachers
รหัสดีโอไอ
Creator Pattharachai Ornnuam
Title Financial Literacy of New-Generation Teachers
Contributor Patcharaporn Thabmali
Publisher Centre for Education Innovation, Print and Online Media
Publication Year 2568
Journal Title Journal of Education Studies, Chulalongkorn University
Journal Vol. 53
Journal No. 2
Page no. JESCU5302003(15pages)
Keyword financial literacy, new-generation teachers, Office of the Basic Education Commission (OBEC), Bangkok
URL Website https://so02.tci-thaijo.org/index.php/EDUCU
Website title Journal of Education Studies, Chulalongkorn University
ISSN 3057-1642 (Online)
Abstract This study aimed to examine the level of financial literacy and classify the financial literacy levels among new-generation teachers. The sample consisted of 280 assistant teachers and level-one professional teachers in schools under the Bangkok Office of the Basic Education Commission (OBEC). A stratified random sampling method was employed. The research instrument was a financial literacy assessment adapted from the 2020 Thai Financial Literacy Survey and the 2022 draft questionnaire developed by the Bank of Thailand. Data were analyzed using descriptive statistics, including mean, standard deviation, coefficient of variation, skewness, and kurtosis. The results revealed that: 1) the overall financial literacy level of new-generation teachers was relatively good (M = 62.20). Specifically, both basic and advanced financial knowledge were at a moderate level (M = 56.40, SD = 2.58; M = 59.25, SD = 4.49), financial attitude was at an excellent level (M = 93.33, SD = 0.57), and financial behavior was at a good level (M = 71.29, SD = 2.31), and 2) The financial literacy levels of new-generation teachers were categorized into three groups: high (28.93%), medium (39.64%), and low (31.43%). These findings indicate clear differences in financial literacy levels, which can be used as a foundation for designing appropriate financial literacy development strategies tailored to each group.
chulalongkorn university

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