|
Factors Affecting Green Credit Development at Commercial Banks in Vietnam |
|---|---|
| รหัสดีโอไอ | |
| Creator | Nguyen Quoc Huy and Nguyen Thi Loan |
| Title | Factors Affecting Green Credit Development at Commercial Banks in Vietnam |
| Contributor | - |
| Publisher | TuEngr Group |
| Publication Year | 2565 |
| Journal Title | International Transaction Journal of Engineering, Management, & Applied Sciences & Technologies |
| Journal Vol. | 13 |
| Journal No. | 12 |
| Page no. | 13A12R: 1-9 |
| Keyword | Green credit, Commercial Banks, support policy, Financial capacity, Marketing strategy, Banking technology, Quality of human resources, Management of risk, Legal framework, Environmental policy |
| URL Website | http://TuEngr.com/Vol13-12.html |
| Website title | ITJEMAST V13(12) 2022 @ TuEngr.com |
| ISSN | 2228-9860 |
| Abstract | In recent years, climate change, depletion of natural resources, and environmental pollution have affected the stability of the human living environment and are issues that concern most countries worldwide. Besides, some commercial banks have only been initially interested in implementing green credit because the benefits of becoming a green bank are unclear. Thus, the study's goal applied the scale for preliminary evaluation according to the study's data through the reliability of Cronbach's alpha and Exploratory Factor Analysis (EFA), Confirmatory Factor Analysis (CFA), and Structural Equation Modeling (SEM). The formal research was conducted quantitatively through interviews with a sample size of 1050 bank officers and employees. The article has completed the study objectives set out and evaluated the structural model results showing that all eight factors positively influence the development of green credit. Eight factors include (1) Support policy, (2) Financial capacity, (3) Marketing strategy, (4) Banking technology, (5) Quality of human resources, (6) Management of risk, (7) Legal framework, and (8) Environmental policy at the 5% significance level. |
