รหัสดีโอไอ 10.14457/TU.the.2020.367
Title Financial literacy and retirement saving for Thai millennials
Creator Tharathep Lomchid
Contributor James E. Nelson, Advisor
Publisher Thammasat University
Publication Year 2020
Keyword Financial literacy, Saving, Retirement, Investment
Abstract The issue of insufficient retirement savings is important to both individuals and community, and it can have far-reaching implications for the nation. This analysis assists in determining the reasons to segment and the factors that can enable Thai millennials to save for better financial planning. The division of financial literacy is largely described by two standards: 1. Financial literacy score from fundamental; a higher score indicates a more literate population. 2. They are better prepared for their own retirement.The higher financial literacy group save more for contingencies. First, they want to ensure they have a financial reserve in case of an emergency the financial literacy section tells us that having a monthly savings plan is a critical profitability is above average. Prospective budget training is part of the financial planning curriculum the financial literacy aspirational goal is 1 million to 5 million showers. They start to become interested in financial instruments and spend more money as they age If the respondent has friends or family members who invest in investment funds, they are more aware of the financial knowledge. Uncertain income has a negative effect on the amount of knowledge they can learn about finance. As a result, the most financial literacy group is likely interested in financial education. Financially savvy investors are looking to place their money in businesses. The majority of the population is in debt with debt ranging from 20% to 50% of their income. The more informed people are about their options for retirement, the more likely they are to consider the new investment product. The more years of Thai millennials employment have, the more likely they are to consider an alternative retirement product acceptable.Finally, mind-awareness of financial literacy is important in shaping people's thoughts and actions. Peculiar education forms the capacity of millennials in the early years. Invite the party of friends to invest when knowledge-based tactics such as incentive to save marketing spend can be employed
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บรรณานุกรม

Tharathep Lomchid และผู้แต่งคนอื่นๆ. (2020) Financial literacy and retirement saving for Thai millennials. Thammasat University:ม.ป.ท.
Tharathep Lomchid และผู้แต่งคนอื่นๆ. 2020. Financial literacy and retirement saving for Thai millennials. ม.ป.ท.:Thammasat University;
Tharathep Lomchid และผู้แต่งคนอื่นๆ. Financial literacy and retirement saving for Thai millennials. ม.ป.ท.:Thammasat University, 2020. Print.