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<xml><bibliography><APA>Prosper Mawuli Archer และ Apitep Saekow. (2013) Factors affecting the patronage of life insurance in ghana. Stamford International University:ม.ป.ท.</APA><Chicago>Prosper Mawuli Archer และ Apitep Saekow. 2013. Factors affecting the patronage of life insurance in ghana. ม.ป.ท.:Stamford International University;</Chicago><MLA>Prosper Mawuli Archer และ Apitep Saekow.  Factors affecting the patronage of life insurance in ghana.  ม.ป.ท.:Stamford International University, 2013. Print.</MLA></bibliography></xml>
