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<xml><bibliography><APA>Jessica - และผู้แต่งคนอื่นๆ. (2025) The legal challenges of digital financial services in Myanmar and Thailand: a focus on data privacy and cybersecurity regulations. Thammasat University:ม.ป.ท.</APA><Chicago>Jessica - และผู้แต่งคนอื่นๆ. 2025. The legal challenges of digital financial services in Myanmar and Thailand: a focus on data privacy and cybersecurity regulations. ม.ป.ท.:Thammasat University;</Chicago><MLA>Jessica - และผู้แต่งคนอื่นๆ.  The legal challenges of digital financial services in Myanmar and Thailand: a focus on data privacy and cybersecurity regulations.  ม.ป.ท.:Thammasat University, 2025. Print.</MLA></bibliography></xml>
