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<xml><bibliography><APA>Torranis Wathanasanti และ Manop Reodecha. (2014) BUSINESS PROCESS RE-ENGINEERING FOR RETAIL BANK'S BRANCHES. Chulalongkorn University:ม.ป.ท.</APA><Chicago>Torranis Wathanasanti และ Manop Reodecha. 2014. BUSINESS PROCESS RE-ENGINEERING FOR RETAIL BANK'S BRANCHES. ม.ป.ท.:Chulalongkorn University;</Chicago><MLA>Torranis Wathanasanti และ Manop Reodecha.  BUSINESS PROCESS RE-ENGINEERING FOR RETAIL BANK'S BRANCHES.  ม.ป.ท.:Chulalongkorn University, 2014. Print.</MLA></bibliography></xml>
