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<xml><bibliography><APA>Jimena Abal และผู้แต่งคนอื่นๆ. (2012) Determinants of microcredit repayment rate in India, Bangladesh, Peru, and Bolivia. Chulalongkorn University:ม.ป.ท.</APA><Chicago>Jimena Abal และผู้แต่งคนอื่นๆ. 2012. Determinants of microcredit repayment rate in India, Bangladesh, Peru, and Bolivia. ม.ป.ท.:Chulalongkorn University;</Chicago><MLA>Jimena Abal และผู้แต่งคนอื่นๆ.  Determinants of microcredit repayment rate in India, Bangladesh, Peru, and Bolivia.  ม.ป.ท.:Chulalongkorn University, 2012. Print.</MLA></bibliography></xml>
